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Cookie policy

How we use cookies

We prepare and issue the pages of this website in the UK and they're intended for the information and use of UK residents only.

Please read this notice about how we use cookies carefully as you'll be legally bound by it. We reserve the right to amend it at any time and to let you know by posting an updated version on our website. You'll be deemed to have accepted the amendments by continuing to use the website.

Any reference to 'we', 'us' or 'our' means Guardian Financial Services.


About cookies

Cookies are text files containing small amounts of information. They're downloaded to your device when you visit a website. A cookie is sent back to the originating website on each subsequent visit, or to another website that recognises it. Cookies are useful because they allow a website to recognise a user's device.

Cookies do lots of different jobs, like letting you navigate between pages efficiently and remembering your preferences. They generally improve your experience of using our website.

With most internet browsers, you can erase cookies from your computer hard drive, block all cookies or receive a warning before a cookie is stored. If you want to know how to do this, please look at the help menu on your web browser. However, switching off or opting out of the use of cookies may mean that you won't be able to use certain features of the website. Find out more about the use of cookies and how to switch them off at www.aboutcookies.org – please note, we can't be held responsible for information provided on external websites.


The cookies we use

  • Strictly necessary cookies
    These cookies are essential to let you move around the website and use its features - for example, accessing secure areas. Without these cookies we can't provide services such as remembering form data. These cookies don't gather information about you that could be used for marketing or remembering where you've been on the internet.
  • Performance cookies
    These cookies collect information about how visitors use a website. For instance, which pages they go to most often, frequently viewed documents and error messages presented.
    We use Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a cookie to track your use of the website and compile reports for us on activity to help us improve the experience for our users. Google stores the information collected by a cookie. It may also transfer the information to third parties where required to do so by law, or where such third parties process it on Google's behalf. Google won't associate you or your IP address with any other data it holds.
    These cookies don't collect information that identifies you. All the information these cookies collect is anonymous and is only used to improve how a website works.
  • Functionality cookies
    These cookies allow the website to remember choices you make, such as your user name, and help us provide enhanced features. They may also be used to provide services you've requested such as watching a video. The information these cookies collect may be anonymised and they can't track your browsing activity on other websites.

Consent to use cookies

By using this website you agree that we can place cookies on your device. If you reject these cookies then we can't predict how our website will perform when you visit it. Nor can we guarantee your security.


Removal of cookies

You can, if you wish, remove cookies from your device. To find out how to reject or delete these cookies, visit:

  • www.aboutcookies.org

You can also find information on how to reject or delete Google cookies at:

  • www.google.com/intl/en/privacypolicy.html

Please note, we cannot be held responsible for information provided on external websites.


Changes to our cookies policy

We keep our cookies policy under regular review and we'll reflect any updates in this notice. It was last updated in May 2018.

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Guardian Financial Services Limited is an appointed representative of Scottish Friendly Assurance Society Limited.
All products are provided by Scottish Friendly.

  • © Guardian Financial Services Limited

Guardian Financial Services Limited is an appointed representative of Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
Registered office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ. Registration number 110002.
Guardian Financial Services Limited is registered in England and Wales under number 11115769. Registered office: 11 Strand, London WC2N 5HR.

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Welcome to Guardian, thanks for visiting!

Our policies are only available to buy through Financial Advisers. If you don't have an adviser, search for one here.

If you're a Financial Adviser, please visit our dedicated adviser website.

Welcome to Guardian, thanks for visiting!

Our policies are only available to buy through Financial Advisers. If you don't have an adviser, search for one here.

Christmas opening hours

The Guardian team will be taking a well-deserved festive break starting from 12 noon on Monday 24 December.

We'll be open on Thursday 27, Friday 28 and Monday 31 December from 9am to 5pm.

And then it's 'Happy New Year' and back to business as usual from 2 January 2019.

Merry Christmas and a Happy New Year

If you're a Financial Adviser, please visit our dedicated adviser website.